Jeopardize Your Home Loan: Taking out a another loan, buying a car, or making large
credit card charges before you close can jeopardize your loan commitment.
Mortgage lenders run a second credit check prior to closing to check for any
Close: Closing at the beginning of a month,
the lender will require you to "prepay" the interest on your loan
from the day of closing to the end of the month. Therefore the cash you need
to close will be more than if you close at the end of the month. Talk with
your lender about this.
Remorse: It's common for buyers to feel
stressed or remorseful during and after the purchase of a home, Educating
yourself about the buying process will help minimize "buyers
remorse". You will probably forget it soon after you move into your new
home. New condos for sale on the beach.
Services & Utilities: Don't forget to contact services such as: post office,
insurance, movers, telephone, utilities, newspaper, etc. a few weeks prior to
you moving out to "change over" billing/mailing addresses.
Mover: Get a couple of written estimates
from movers on the services they provide for the costs of your move. Check
the local Yellow Pages to get quotes and contacts.
Do a final
walk through as close to the sign off as possible. Check appliances for
operability. Test outlets with a radio or test device. Turn on light
switches. Check water faucets and toilets. Make sure promised cleaning and
repairs have been completed. Check that all items included in the purchase of
the home (review contract) are present. For new construction, write down what
needs to be completed or fixed, have builder sign. Include the date when
these items will be completed. Waterfront condos for sale.
Costs: You will have to have your closing
cost monies deposited in escrow before you can close. Don't bring in a
personal check to pay. Money should be in the form of a certified check or a
money wire transfer. Check with your closing attorney.